Flat Fee • Money-Back Guarantee • Fully Licensed Appraiser — License #1052022
Expert Appraisal services for Insurance disputes
Maximize your total loss or repair claim settlement with the help of a licensed auto appraiser.
Think YOUR insurance offer is too low?
My Mission
My Experience
My Experience
My mission is to help represent and advocate for vehicle owners to insure they receive fair insurance settlements through independent auto appraisals, accurate market analysis, and professional negotiation.
My Experience
My Experience
My Experience
I bring over 10 years of experience in auto damage appraisal, specializing in repair analysis, and accurate total loss evaluations.
My experience across multiple states provides the expertise needed to determine true settlement values when insurance offers fall short. Fully licensed in PA.
My Services
My Experience
My Services
I offer a variety of appraisal services, including:
• Total Loss Disputes
Independent vehicle valuations to challenge low insurance settlement offers.
• Repair Estimate Disputes
Review and negotiate repair estimates when insurance undervalues repairs.
• Diminished Value Claims
Determine the lost value of your vehicle after an accident.
How The Process Works
Free Consultation
Every case starts with a free consultation. During this review, Emerald Appraisals will examine your insurance company’s settlement offer, comparable vehicles, and available documentation to determine whether the offer appears undervalued.
If there is a reasonable opportunity to increase the settlement through the appraisal process, the next steps will be explained clearly before moving forward.
Invocation of Appraisal Clause
If you choose to move forward, Emerald Appraisals will invoke the appraisal provision of your insurance policy on your behalf and represent your interests throughout the appraisal process to determine the fair market value of your vehicle.
Negotiation and Appraisal Settlement
Emerald Appraisals works directly with the insurance company’s appraiser to review market data, repair estimates, and valuation methodology to determine the fair amount of loss. I negotiate on your behalf throughout the appraisal process to reach an accurate and fair settlement.
If the final loss value is not higher than the insurance company’s previous offer (including appraisal fee), your fee will be refunded.
Appraisal Services
Total Loss Disputes
If your insurance company has declared your vehicle a total loss, the settlement offer is based on the insurer’s valuation of your vehicle.
Emerald Appraisals independently researches comparable vehicles, evaluates market data, and analyzes the valuation methodology used by the insurance company to determine the fair market value of your vehicle.
If necessary, I invoke the appraisal clause in your insurance policy and work directly with the insurance company’s appraiser to negotiate a fair settlement.
Repair Estimate Disputes
Insurance repair estimates may not always reflect the full scope of damage or proper repair procedures.
Emerald Appraisals reviews the vehicle damage, repair estimates, and supporting documentation to determine the accurate cost of repairs.
Through the appraisal process, I work with the insurance company’s appraiser to resolve disagreements regarding the amount of loss and reach a fair repair settlement.
Diminished Value Claims
Even after proper repairs, a vehicle that has been involved in an accident may suffer a loss in market value.
Emerald Appraisals evaluates the impact of accident history, repair quality, and market data to determine the diminished value of the vehicle and support your claim for compensation.